Instead of your customer’s credit report being the basis for approval, their employment and recent spending history are. Beside the pay stub, our cutting edge approval matrix using the customer’s account and bank statements help ensure your sales have minimal risk.
We’ve taken the qualifications for purchase and realigned them to the current economic condition. We feel income and spending habits are a better determining factor for ability to pay than an arbitrary number in a credit score. This is so unique, we’ve patented it.
Our program is a short term payment plan developed for those who have the ability to pay and want an option to. Plans range from 3 to 12 months with amounts from a few hundred to several thousand per purchase. A three tier approval process facilitates up front funding or additional revenue via an in store finance option. Tier one Fasttrack is up front funding and can be up to 3500.00. Tier two is G code funding with qualified payments guaranteed to the store as they are received. Tier three, V code, is an easy to use in house financing option where you can collect the fees thereby expanding your profit margin. |
Plans range from 3 to 12 months with 3 tiers of approval and up to $3500 up front funding.
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substantial increases in revenue using this innovative process. Sales that would otherwise be lost due to lack of credit or immediate funds availability are now within reach.
Our program was created to be a mutual benefit to the consumer. Our flexible approval process examines several criteria benefiting customers who can afford to make a purchase. Our program doesn’t replace traditional lending. It augments it by setting a viable standard for payment worthiness and creating a plan that fits within the customer’s budget. This is done by adjusting income requirements and other parameters on a daily basis fitting the sale amount to the customer’s ability to pay. Businesses with sale amounts exceeding the cash in a customer’s pocket need our program. It helps build customer satisfaction and loyalty. Consumers need a responsible and affordable means to make their purchases. Our program delivers that solution to the merchant and consumer. The objective was to provide a level of service suited to the small to medium sized business by controlling cost without sacrificing quality. These goals have been met. In doing so we’ve created a multi-platform service to fulfill the needs of the growing enterprise seeking to expand their customer base. |
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“Your Success is Our Business” |
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